Monday, December 30, 2019

VB.NET Solution and Project Files sln and vbproj

The whole topic of projects, solutions, and the files and tools that control them is something that is seldom explained. Throwing Food One of the big advantages of the way Microsoft has designed solutions and projects is that a project or solution is self-contained. A solution directory and its contents can be moved, copied, or deleted in Windows Explorer. A whole team of programmers can share one solution (.sln) file; a whole set of projects can be part of the same solution, and the settings and options in that .sln file can apply to all of the projects in it. Only one solution can be open at one time in Visual Studio, but a lot of projects can be in that solution. The projects can even be in different languages. You can get a better understanding of just what a solution is by creating a few and looking at the result. A Blank solution results in a single folder with just two files: the solution container and the solution user options. If you use the default name, youll see: Add Privacy The main reason you can create a blank solution is to allow project files to be created independently and included in the solution. In large, complex systems, in addition to being part of several solutions, projects can even be nested in hierarchies. The solution container file, interestingly, is one of the few text configuration files that isnt in XML. A blank solution contains these statements: It might as well be XML... its organized just like XML but without the XML syntax. Since this is just a text file, its possible to edit it in a text editor like Notepad. For example, you can change HideSolutionNode FALSE to TRUE and solution wont be shown in Solution Explorer anymore. (The name in Visual Studio changes to Project Explorer too.) Its fine to experiment with things like this as long as youre working on a strictly experimental project. You should never change configuration files manually for a real system unless you know exactly what youre doing, but its fairly common in advanced environments to update the .sln file directly rather than through Visual Studio. The .suo file is hidden and its a binary file so it cant be edited like the .sln file. You will normally only change this file using the menu options in Visual Studio. Moving up in complexity, check out a Windows Forms Application. Even though this might be the most elementary application, there are a lot more files. In addition to a .sln file, the Windows Forms Application template also automatically creates a .vbproj file. Although the .sln and .vbproj files often useful, you might notice that theyre not shown in the Visual Studio Solution Explorer window, even with the Show All Files button clicked. If you need to work with these files directly, you have to do it outside of Visual Studio. Not all applications need a .vbproj file. For example, if you select New Web Site in Visual Studio, no .vbproj file will be created. Open the top level folder in Windows for the Windows Forms Application and youll see the four files that Visual Studio doesnt show. ssuming the default name again, they are: The .sln and the .vbproj files can be useful for debugging difficult problems. Theres no harm in looking at them and these files tell you what is really going on in your code. As we have seen, you can also edit .sln and .vbproj files directly although its usually a bad idea unless there is no other way to do what you need. But sometimes, there is no other way. For example, if your computer is running in 64-bit mode, there isnt a way to target a 32-bit CPU in VB.NET Express, for example, to be compatible with the 32-bit Access Jet database engine. (Visual Studio provides a way in the other versions), but you can add the following: To the elementspropertygroup.. .:l in the .vbproj files to get the job done. Both the .sln and .vbproj file types are normally associated with Visual Studio in Windows. That means that if you double-click either of them, Visual Studio opens. If you double-click a solution, the projects in the .sln file are opened. If you double-click a .vbproj file and there is no .sln file (this happens if you add a new project to an existing solution) then one is created for that project.

Sunday, December 22, 2019

An Internship Is Tremendously Beneficial To Applying The

An internship is tremendously beneficial to applying the acquired classroom knowledge to the professional learning experience. During a student’s junior or senior year in undergraduate studies of criminal justice at the University of Tennessee at Chattanooga, one can pursue an internship within the field. The criminal justice profession contains several career options including law enforcement, corrections, forensic science, homeland security, private security, academia, and legal services. The subfield of corrections is defined as institutions and methods that society uses to correct, control, and change the offenders’ behavior. The correctional system is based on society’s instruments of social control by including community supervision,†¦show more content†¦Case management is a major key in the program to maintain updated client information including, assessments, treatment and home plans, employment search or status, health and other needs the client has. Each client is placed on a two-week scheduled meeting for case management. During the meeting, if the client has any important calls to make for housing arrangements, legal or child support concerns the case manager will allot time for the client to call. It was apparent what Rachel’s expectations for the overall experience at the internship were designed to receive the full benefits. The daily duties were not limited to just the supervisor’s job, there was a lot of freedom to work with other staff members to see each job at the organization. On many Fridays, the clients enjoy playing community games with the staff. There are a couple clients that enjoy speaking with the interns about life, goals, and any struggles they are facing. The common conversation is about the fear of going back to prison, which is not a surprising aspect. It is a true learning experience to advise the clients with the best information to create a positive feeling while they are at the program. It is in their benefit to not spend their time constantly on edge that they will do something wrong and be sent back. The time at The Next Door was filled with several options such asShow MoreRelatedGraduation Benefits Of Early Graduation From High School1795 Words   |  8 Pagesyes! There are so many great opportunities for those students who want to progress with life quicker and hopefully more accomplished. Early graduation can offer high school students and families a more stable and helpful financial environment. By applying such help and guidance t o one s life, it can enable a student to secure a well put together future for oneself and have a higher chance of success. Another benefit of early graduation from high school is the quicker opportunity to experience differentRead MoreAre Gap Years a Good Idea?1910 Words   |  8 Pagestradition of students taking a gap year? In the paragraphs below, I will tell you why I think the U.S. should. I have looked at both sides of whether or not the U.S. should adopt this British tradition. I have found though, that it is working tremendously for the UK. That is the main reason I think that the U.S. should use this idea, if it is working so great for the UK and their colleges have a better reputation maybe we should also think about adopting this idea. I think students should take aRead MoreFinal Paper For Arts And Sciences Seminar Essay1800 Words   |  8 Pageslot of time talking to the head coordinator at the center, about my history, my time that I had spent going to counseling at the Assessment Center, and my time volunteering there. One day, she sat me down and asked me how I felt about doing an internship there after I graduated. She had said that she had assumed that I would be going to school for counseling or public speaking because of how passionate she had seen me in terms of the subject. As we were talking, and I was listening to her explainRead Morehuman resource management- Starbucks case study4015 Words   |  17 Pagesintegrated with the Business strategy to be successful. Impact of Human Resources on Organizational Performance Source: (Steven H. Bates, 2003) Starbucks has realized in their initial stage itself that People can contribute tremendously to the organization if HRM is administered wisely and strategically and also if they are well motivated and paid. The reasons why people management should be considered a vital element: †¢ Service is delivered by people, HRM strategies ensuresRead MoreAirheads Business Analysis Essay34215 Words   |  137 PagesIt is important that the location is easily accessible with adequate parking area. There are a lot of other factors that must be taken into account while deciding upon a location, such as the population and demographics of the area. 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In many offices, the minimum educational requirement for many positions is a college degree or at least two years of college educationRead MoreChange Management49917 Words   |  200 Pagesthat it is his responsibility to promote socially responsible behaviour through out a global network. †¢ Functional Sub-optimisation : Differences in functional orientation, goals and resources dependencies can cause changes that are seen as beneficial to one functional unit to be perceived as threatening to other. Functional units usually think of themselves first when evaluating potential changes. They support those that enhance their own welfare, but resist the ones that reduce it or even seemRead MoreLibrary Management204752 Words   |  820 Pageseffectively in the past. There is a natural tendency in mature organizations to become disinclined to innovate. Mature organizations often are marked by inflexibility and inability to compete and respond to the needs of customers. Libraries have changed tremendously over the past few decades, but the changes must continue, and libraries need to remain open to new methods and techniques. If libraries and information centers are to remain viable entities in the future, they must be able to compete with the burgeoningRead MoreStrategic Human Resource Management View.Pdf Uploaded Successfully133347 Words   |  534 Pagesin network organizations are somewhat unique and include (1) referral skills, such as needed for guiding problems to network components where there are solutions; (2) partnering skills, such as problem solving or negotiating for outcomes that are beneficial to all parties; and (3) relationship management, such as being attentive to customers’ and partners’ needs.19 Page 106 STRATEGIC HUMAN RESOURCE MANAGEMENT Section Two Cellular Organizations Another structural form is called the cellular

Friday, December 13, 2019

Your Child Model Free Essays

All of us have some model or an inspirer when s/he was a kid . For me it was a girl but not any girl She’s a small Indian girl . That’s not all, But she’s also Not real girl She’s a cartoon girl Do you want to know her? Sally she was my model . We will write a custom essay sample on Your Child Model or any similar topic only for you Order Now In my presentation I will give you more details about my little model and her carton . I will explain to you how this little girl affected on my personality. First of all, Princess Sarah ( , Purinsesu Sera? ,Sally, also known as Little Princess Sara(h) is a 1985 Japanese anime series produced by Nippon Animation, based on Frances Hodgson Burnett’s novel, A Little Princess. Spanning 46 episodes It was also aired in numerous countries worldwide and translated into several languages, including French, Italian, German, Arabic and Spanish. In the Pan-Arab region, it became the most successful anime based on a novel adaptation in the 90s with small variation in which the main character name is Sally instead of Sara. Story Sally or Princess Sarah tells the story of Sarah Crewe, a young daughter of a wealthy English family in India, who starts attending an all-girl’s seminary selection boarding school in London, where she excels in her studies and is loved deeply by many of her friends and classmates. However, tragedy soon strikes when Sally’s father passes away and her family goes bankrupt, leaving her to be a poor orphan. The school’s headmistress, Miss Minchin, takes advantage of this situation and makes her a maid in the school, trying hard to make her life as miserable as possible. However, Sally, with the help of her friends, tries to endure all her hardships until redemption comes at last. Main Characters Sally Crewe. I weared her in many things the look, style . She was beautiful , stylish and petite. When I was child I wish if I were her at the begins of her life off course. Emilly=Ralph Crewe Sally’s doll . she was the best friend for sally because it was a present from her father and it’s look like to one of her friends in India. Exactly from this point I learnt to be loyal and true-blue girl . Miss Minchin Maria minchin It was unfeeling , strict , keen woman . Hates sally and treats her very badly. From this woman I knew the real meaning of unfairness and sally’s reaction learnt me the meaning of the patient. Amelia Minchin The sister of maria minchin . but it was kind and always try to help sally. I believe that a good-hearted person can find a good-hearted person even if s/he inside the devils world. Peter A poor boy . He was the driver of sally’s rig. Becky=vecky She was the maid . she was very poor. When sally was rich she helped her many times . so when sally became poor . ally and vecky become best friends . Ermengarde St. John She was a student her family in force her to study so, she found everything difficult . sally helped her in many subjects and when sally became maid ermengarde help sally and gave her books I learnt from her to be obliging person. Lottie Legh The smallest and nosiest student in the school . sally treat her very kindly . she called sally mama sally. I learn t from sally to be tenderness and kindness Lavinia Herbert It hold a grudge against sally because sally was smarter, richer ,and more beautiful than her. Sally always be polite and kind with her . That’s told the person always reflects himself so, he must be polite all the time. James The cooker it was strict and following miss menchin.. Tom Carrisford An old man partner and friend of sally’s father . return to sally her heritage and she’s be wealthy again . I learnt from that the truth and prerogative never lost. Summary Hope you are enjoy in my presentation and maybe this told us to be very careful when we chose the cartoons and movies for our children. because as you see it’s 16 years ago and this cartoon still stick in my mind. . . How to cite Your Child Model, Essay examples

Thursday, December 5, 2019

Birthcontrol And The Work Of Margaret Sanger Essay Example For Students

Birthcontrol And The Work Of Margaret Sanger Essay A free race cannot be born and no woman can call herself free who does not own and control her body. No woman can call herself free until she can choose consciously whether she will or will not be a mother(Sanger A 35). Margaret Sanger (1870-1966)said this in one of her many controversial papers. The name of Margaret Sanger and the issue of birth control have virtually become synonymous. Birth control and the work of Sanger have done a great deal to change the role of woman in society, relationships between men and woman, and the family. The development and spread of knowledge of birth control gave women sexual freedom for the first time, gave them an individual identity in society and a chance to work without fearing they were contributing to the moral decline of society by leaving children at home. If birth control and Sanger did so much good to change the role of women in society why was birth control so controversial?Although birth control and other forms of contraceptives did no t fully become legal until the 1960s they had been developed nearly seventy years earlier in the forms the are still prevalent today (BirthControl in America). The modern condom, or rubber was invented in 1870, but it was not the thin latex type that is currently prevalent in our society (Hoag Levins 2). An early form of the birth control pill, which Margaret Sanger advocated, was also in existence in the very late 1800s (Birth Control in America). Contraception was considered an ethical issue, in that the majority of Americans believed it was a form of abortion and therefor it was considered amoral (Birth Control in America). The laws of Sangers day forced women into celibacy on one hand, or abortion on the other (Sanger B 3). Why did it take so long to spread and legalize something with the potential to better the lives and life styles of women and families in the early 1900s? It could be partially attributed to the attitude of politicians of the time. President Theodore Roosevelt said that the American people would be committing racial suicide(Birth Control in America). Roosevelt shared a belief, held by the majority of politicians at the time, that families of America should act, as Roosevelt put it servants of the state; and should provide Children to build national strength (Birth Control in America). This feeling in America was at the time when the industrialization was at its peak in the US and beginning to take hold else where in the world. This in turn had prompted an arms race. There for many countries felt children were an important part of building a stronger military. National pride to all countries was important. European countries were competing for space and power do to what Germany called The War of the Cradle(Birth Control in America). This meant the German government had begun instilling national pride and building its nationalism from the ground up. This was at the brink of World War One. However, it was not only for nationalism that the i mpoverished were encouraged to reproduce. It was because children meant inexpensive labor for the new industrial factories that were springing up all over urban America and the world. There was also the ethical argument against birth control that seems to be mostly tainted with male pride. It appeared to some people to beincreasing isolation and mobility of the individual family (BirthControl in America). It allowed people to control the size of their familythus controlling their life style as well. Fewer children meant less workmore money and more time for women. With Margaret Sangers work, and birthcontrol the family was reshaped in size from seven or eight children towhat is more common today, which is two to three children. .uba931c69c3212d75109f39f6e48355a8 , .uba931c69c3212d75109f39f6e48355a8 .postImageUrl , .uba931c69c3212d75109f39f6e48355a8 .centered-text-area { min-height: 80px; position: relative; } .uba931c69c3212d75109f39f6e48355a8 , .uba931c69c3212d75109f39f6e48355a8:hover , .uba931c69c3212d75109f39f6e48355a8:visited , .uba931c69c3212d75109f39f6e48355a8:active { border:0!important; } .uba931c69c3212d75109f39f6e48355a8 .clearfix:after { content: ""; display: table; clear: both; } .uba931c69c3212d75109f39f6e48355a8 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uba931c69c3212d75109f39f6e48355a8:active , .uba931c69c3212d75109f39f6e48355a8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uba931c69c3212d75109f39f6e48355a8 .centered-text-area { width: 100%; position: relative ; } .uba931c69c3212d75109f39f6e48355a8 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uba931c69c3212d75109f39f6e48355a8 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uba931c69c3212d75109f39f6e48355a8 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uba931c69c3212d75109f39f6e48355a8:hover .ctaButton { background-color: #34495E!important; } .uba931c69c3212d75109f39f6e48355a8 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uba931c69c3212d75109f39f6e48355a8 .uba931c69c3212d75109f39f6e48355a8-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uba931c69c3212d75109f39f6e48355a8:after { content: ""; display: block; clear: both; } READ: John EssayBirth control has always been present in society even if it was just amatter of Backyard abortions, with coat hangers. These could lead tofatal complications (Birth Control in America). Birth control was justsafer alternative offered by the medical world. There is still a moralityissue in abortion but why was it so with a type of birth control thatprevented the problem instead taking care of a pregnancy after it hadoccurred?Perhaps this is because there were huge advancements for women that could come out of the use of birth control. However, only two issues werethought of in earnest during the period of the sexual revolutionAccording to Sanger Birth Control is t he first important step a womanmust take towards the goal ofbecoming a mans equal(Sanger B 1). Thefirst of which was birth control for the first time offered woman sexualfreedom. It was thought of by the great Sigmund Freud that men were theaggressive hormone driven beings whereas women were passive and were toaccept their purpose (Birth Control in America). Margaret Sanger saidabout a married women having left (procreation) to her husband she isexploited, driven and enslaved by his sexual desires; not only did thismake the sexual experiences not pleasant, but the risk of becoming pregnantwith out the means to support other children was always there. After allIt is she who the long burden of carrying, bearing and caring for unwanted children and it is her heart that will weep and be crushed at the sight of the malnutrition and tears that come from a child born into poverty with little to no hope of improvement (Sanger A 35). However, with birth control came the shifting of sexual in tercourse from a giving on thefemales part and a taking on the males to the concept of sharing in theexperience. Women no longer had to conform to the stereotypical name ofmother and wife. This was great news for woman across the country, but itwas threatening to most men. Sanger would argue that sex expression isthe act of two and the responsibility of controlling the results shouldnot be put entirely on the shoulders of the woman (Sanger 35). Whensexual intercourse became shared and childbirth became an option theattitude shifted from child baring to child rearing (Birth control inAmerica). The second major issue to arise form birth control during Sangers time was the sense of independence that had entered the realm of feminism thanks to the option women now had to gain control of their own bodies. Women no longer had to enhance the masculine spirits but to express the feminine;the womens is not to preserve a man made want but to create a human world by the fusion of the feminine element into all of its activities(Sanger A 36). The grow individualism of woman and the gathering supportfor the feminist cause can almost always be linked to the new power womenhad found at the tips of their fingers with birth control. A promotion ofthe feminine spirit as a person and not as a servant to her husband couldbe seen in all of Sangers writings on why the practice of birth controlthough prudent was so important in creating higherindividuality for women (Sanger B 3)Another important points which developed from spread knowledge and use of birth control was it gave women the ability t o work with out leavingchildren at home. People felt these children would grow up motherless,fatherless, and moral-less with no self awareness only to becomethe next tragedy of civilization(Sanger C 3) (Birth Control inAmerica).A report done on New York City between the years of 1908 and 1910 showed 48,420 little infants under one year of age and 72,926 children under five had died(Sanger C 3). A woman would work, have children to come home too, and then come home to a husband with his own wants and needs (Sanger A 35). That is what would happen in the large industrial families. The impoverished in turn became the ill-educated (Mrs. Meehan). This in turn that the knowledge of the way ones body worked and the wear and tear of excessive child baring on ones body could not reach these people (Birth Control in America). Thus, the cycle of ignorance would begin again. Yet with an optional away forwomen to control for themselves whether they shall become mothers, underwhat conditions and when would prevent unwanted children and become the key to the temple of liberty for women in America (Sanger). .ub59be609342b1605215a366d3eb8aa09 , .ub59be609342b1605215a366d3eb8aa09 .postImageUrl , .ub59be609342b1605215a366d3eb8aa09 .centered-text-area { min-height: 80px; position: relative; } .ub59be609342b1605215a366d3eb8aa09 , .ub59be609342b1605215a366d3eb8aa09:hover , .ub59be609342b1605215a366d3eb8aa09:visited , .ub59be609342b1605215a366d3eb8aa09:active { border:0!important; } .ub59be609342b1605215a366d3eb8aa09 .clearfix:after { content: ""; display: table; clear: both; } .ub59be609342b1605215a366d3eb8aa09 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ub59be609342b1605215a366d3eb8aa09:active , .ub59be609342b1605215a366d3eb8aa09:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ub59be609342b1605215a366d3eb8aa09 .centered-text-area { width: 100%; position: relative ; } .ub59be609342b1605215a366d3eb8aa09 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ub59be609342b1605215a366d3eb8aa09 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ub59be609342b1605215a366d3eb8aa09 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ub59be609342b1605215a366d3eb8aa09:hover .ctaButton { background-color: #34495E!important; } .ub59be609342b1605215a366d3eb8aa09 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ub59be609342b1605215a366d3eb8aa09 .ub59be609342b1605215a366d3eb8aa09-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ub59be609342b1605215a366d3eb8aa09:after { content: ""; display: block; clear: both; } READ: Do The Right Thing EssayIt is true that birth control may not have been the sole factor in the womens movement and freedom of self, but without this key element thestruggle would have been longer and harder. Birth control changed familysize and structure. It gave women a new sexual freedom with their ownbody. It gave women a voice and their own identity, which in turn allowedthem to have an identity that separates from their spouses. Birth control helped shift slightly the balance of power from only being masculine to shared between the sexes. Margaret did so much to bring the issue of birth control and its benefits in to the for fount in her time. Her writings and actions better the lives of women in America then, and today more then ever. Margaret Sanger wrote the woman must emerge from her ignorance and assume her responsibility of her own body and the first step is Birth Control. Through Birth Control the woman will attain voluntary motherhood. Having attained this, the basic freedom of her sex, the woman will cease to enslave herselfthe woman will not stop at patching up the world; she will remake it (Sanger A 36). Category: History

Thursday, November 28, 2019

Compare%2FContrast Essay Essays (825 words) - Education

College vs High School Matthew Screws With my first three weeks of college under my belt I have had enough time to really get a feel for the atmosphere associated with it. Compared to high school it definitely shares some commonalities however the differences far outweigh these. They both serve one purpose and that is to educate students who are willing to learn. Some of the differences include the way the instructors teach class, the amount of responsibilities you have, and the timing associated with the two. Even though they differ a great deal this does not mean the differences make either of the two better than the other. Both are major milestones in one's life that are filled with memories and knowledge. The first difference I would like to address is process of which instructors conduct class. In high school teachers may have only up to 30 students in their class at a time. This allows them to develop more personal relationships with students and overall gain a better understanding of how students learn. College professors on the other hand have classes filled with up to one hundred students or more. This makes it difficult to cater to different learning styles that are present in the student body. Since there is an increase in students for professors this also means an increase in workload. They are having to grade many more assignments than a high school teacher and therefore do not have the time to remind students to turn in work or make time for late work to be made up. In high school the teacher has a much more easier time keeping up with which student has turned in what and also can make time for students to correct and or make up overdue assignments. The second difference is the amount of responsibilities present in a college setting versus a high school one. In high school your parents are able to check your grades and make sure you are turning in all your assignments. Also parents are encouraged to communicate with teachers to understand how their child is performing and what needs to be done to help them. In college there is not a way for the parents to check grades and because of this students have to be more invested in keeping up with their progress as parents are not able to hold your hand and guide you through your workload. Parents of college students are not encouraged to communicate with professors so it is left up to the students to figure out information they may need. It may seem as if college is hanging the student out to dry but in reality mommy and daddy will not be able to hold your hand all through life. College introduces a new way of which students have to get out of their comfort zone to connect with people and find out what they need to know. The third and last difference is the overall timing of high school and college. In high school there is a set schedule that happens everyday. You start at eight o'clock and are usually done by three thirty on a normal school day. You do not get to pick your schedule and it is mostly a result of sorting algorithm used by the school. In college however you get to tailor your schedule to your preference. If you do not want to go at eight in the morning you can simply schedule your classes for later in the day. If you have to work in the evenings then choose a schedule full of morning classes. This in my opinion really gives a college student more freedom than a high school student. Gone are the days of having to drag through seven periods of classes you did not want to go to in the first place. In high school if you are late to a class there are usually repercussions like in school suspension or lunch detention whereas with college this does not exist. If you want to show up wit h five minutes left in class go right ahead the instructor will not care. There is also limited parking at colleges versus the assigned parking

Monday, November 25, 2019

Tokugowa essays

Tokugowa essays The Tokugowa policy toward foreigners had changed greatly over the years and this had a great effect on the Japanese. The policy isolated Japan from the rest of the world for about 200 years. Then finally they had to cancel the rule so that contact was once again restablished. The Japanese had been very friendly and welcoming at first to the western traders. The Portuguese, English, Spanish and Dutch had come to Japan. The shoguns adapted the European style of weapons and castles helping them get more power. They were also welcoming to the Christian missionaries. Many Japanese even converted to the new religion. This all changed though after they learned about how the Spanish took over the Philippines. They started to worry that the foreigners were helping to seize their land and they also didnt like the trickery between the missionaries. The Tokugawa shoguns believed that the many Japanese Christians were going to start owing their loyalty to the pope. So they decided to ban the Christian missionaries and persecute the Japanese Christians. Many were tortured and killed and others were forced to practice in secret. Then in 1638 the Tokugawa shoguns banned the western merchants and didnt allow any Japanese to travel to foreign countries either. The trade was almost completely stopped in Japan and no more large ships were allowed to be built. Only once a year was a Dutch ship allowed to sail and trade at Nagasaki harbor. This way the Japanese could keep up with the worldly news and learn several new ideas like the Dutch medical texts. This policy was kept for about 200 years. There was a lot of trade between the cities which caused them to bloom and become very important. A city called Edo had grown so big it had a population that was over a million people. Finally in 1853 the country broke the policy and they were once again were open to contact with the rest of the world. Now that Japan was reunited wit...

Thursday, November 21, 2019

Reading the world ideas that matter, Third Edition Assignment

Reading the world ideas that matter, Third Edition - Assignment Example This association of children drawn from different races sharing a common pursuit of knowledge is important in achieving racial unity. Children learn to share their strengths to solve problems together than to focus on their natural racial differences.â€Å"Children should be surrounded with things of nature which have their own educational value. Their minds should be allowed to stumble upon and be surprised at everything that happens in today’s life†¦Ã¢â‚¬  There is an emphasis on natural settings and surprise of knowing that are brought out in this quote. It is important Tagore encourages the importance of practical learning by arousing curiosity in children. When children learn through nature, there are surprised life’s happenings. Therefore, a curiosity in learning is created. This curiosity stimulates the brain to find out things and explore their world. These sources help us to learn several aspects of life among them education and democracy. A critical awa kening is encouraged in me and the general society where teachers and learners are encouraged to embrace practical education. As a learner, I have additionally, learnt the importance of nature in a child’s learning process as well as the role of nature in stimulating a critical mind. Finally, education is among the best ways of fighting racism and a tool for achieving unity.The classmate argues that parents should not dictate on the passions of their children and that the future would be great if people passionately worked on their passions.

Wednesday, November 20, 2019

Preschool Observation Project Essay Example | Topics and Well Written Essays - 1250 words

Preschool Observation Project - Essay Example 3. The three physical features that made me determine that John was a preschooler were his talkative feature, attentiveness, and his profanity behavior. I realized that he was talkative by the way he said many and different things in a short period. His attentiveness was evident by the way he paid attention to questions and enjoyed discussing serious issues. His profanity was evident by the way he used silly words most of the time. 4. According to my observation, John was in good health. This is arguably true because his height and weight fit for a child of his age. Nevertheless, although he was slightly bigger than others, this could be attributed to hormonal differences that differ from one person to another. On the other hand, I was convinced that his psychological well being was fit. I concluded this because for the duration not less an hour, I closely watched and monitored his behaviors as he interacted with other pupils. At one point, he played a role of a football referee and his conduct was normal. He even tried to resolve a misunderstanding between two players. As for his nutrition, I could see him eat comfortably his lunch meal. However, I observed that he had small injury on his face, but being at his age, I took it to be normal because such injuries occur when children of his age are playing. 1. According to what I observed from John, there were some gross motor skills involved. For the time that I observed John, I observed him running, throwing, and skipping. When they played hind and seek game, John used to run when hiding from the seeker. He threw stones at some targeted destinations to hit a marked ground as required by the game they were playing. Skipping was also evident most of the time when they were playing. 1. During the one hour that I observed John, I could see him use his fine motor skills well. I observed that John could easily use the spoon to feed himself, tying his she races, and drawing some shapes. During

Monday, November 18, 2019

Environmental Politics Essay Example | Topics and Well Written Essays - 250 words

Environmental Politics - Essay Example Protests do not necessarily lead to environmental legislations being passed or considered as pointed out by Agnone. This is just basic assumption based on generalization of research results forgetting that communities are different and just because several protests over legislations got recognition and quick action does not mean that it is the only channel to enforce policy changes (Agnone 1599). The author should have carried out more research to compare the number of policies that have been passed without protest against those passed with protest before writing the article and present the evidence in writing. The suggestion in Kuzmiaks article that the American Environmental Movement is gaining popularity and support recently as a result of their past history is not entirely correct. The world not only America has in the recent decades been experiencing changes in environment as a result of the climate change. With the effects starting to be experienced in form of hurricanes in the US, a change of heart to support environmental groups and activists has had to take place and the fact that this group has been there for a long time hence people recognize it is what has made the increase in popularity (Kuzmiak

Friday, November 15, 2019

Public and private sector banks in india

Public and private sector banks in india Financial Institutions Services A comparative Study on Public and Private Sector Banks in India Public Sector A public sector enterprise is an organisation which is Owned by public authorities including Central, State or Local authorities, to the extent of 50% or more; Is under the top managerial control of owning public authorities Is established for the achievement of a definite set of public purpose Is consequently placed under a system of public accountability Is engaged in an activity of business character Private Sector The private sector enterprise is an organisation which is owned, managed controlled by private individuals or a group of individuals or both. This is also engaged in business activity but with the motive of profit maximisation rather than public service like in case of public sector enterprise. Objectives of Public Sector Enterprise Helps in rapid economic growth industrialisation of the country creation of necessary infrastructure for economic development, To earn return on investment thus generate resources for development, To promote redistribution of income and wealth, To create employment opportunities, To promote balanced regional development, To promote import substitution, save and earn foreign exchange for the economy Acts as a countervailing force and put up an effective competition to undertakings in private sector and To gain control over the commanding heights of the economy. The following are the list of Public Sector Banks in India Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab Sind Bank Punjab National Bank Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank List of State Bank of India and its subsidiary, a Public Sector Banks State Bank of India State Bank of Hyderabad. State Bank of Indore. State Bank of Mysore. State Bank of Saurastra. State Bank of Travancore. State Bank of Bikaner Jaipur. Private Bank The first Private Bank in India to receive an in principle approval from the Reserve Bank of India was Housing Development Finance Corporation Limited, to set up a bank in the private sector banks in India as part of the RBIs liberalization of the Indian Banking Industry. It was incorporated in August 1994 as HDFC Bank Limited with registered office in Mumbai and commenced operations as Scheduled Commercial Bank in January 1995. ING Vysya, yet another Private Bank of India was incorporated in the year 1930. Bangalore has a pride of place for having the first branch inception in the year 1934. With successive years of patronage and constantly setting new standards in banking, ING Vysya Bank has many credits to its account. List of Private Banks in India BANK OF PUNJAB. BANK OF RAJASTHAN. CATHOLIC SYRIAN BANK. CENTURION BANK. CITY UNION BANK. DHANALAKSHMI BANK. DEVELOPMENT CREDIT BANK. FEDERAL BANK. HDFC BANK. CICI BANK. NDUSIND BANK. NG VYSYA BANK. AMMU KASHMIR BANK. KARNATAKA BANK. KARUR VYSYA BANK. LAXMI VILAS BANK. SOUTH INDIAN BANK. UNITED WESTERN BANK. UTI BANK . PUBLIC BANK Allahabad Bank Established on April 24, 1865 in Allahabad by a group of European, Allahabad Bank is also the oldest Joint Stock Bank of India .Allahabad Bank is one of the leading banks in India. Allahabad Bank was one of those. Currently it offers a whole range of financial services to thousands of customers across the nation through its 2260 branches, besides its Internet banking services. In the year 1969, the Government of India nationalized 13 commercial banks Allahabad Bank has its headquarter located in Kolkata. Brief History After its establishment in 1865, Allahabad Bank became a part of P O Banking Corporation in 1920 with a bid price of Rs. 436 per share. In 1923, considering the business opportunities, the headquarter of the bank was shifted to Kolkata. On July 19, 1969, when the Government of India nationalized Allahabad Bank along with 13 other banks, it had 151 branches across the nation with deposits of Rs. 119 crore and advances of Rs. 82 crore. In 1989, United Industrial Bank Ltd. merged with nationalized Indian bank. Allahabad Bank also instituted a wholly owned subsidiary for Merchant Banking, called Allahabad Bank Finance Ltd. Allahabad Bank released its first Initial Public Offer (IPO) of 10 crore (face value Rs. 10 per share) in October, 2002. It reduced the Government shareholding to 71.16%. It again released Follow on Public Offer in April, 2005 of 10 crore equity shares . It again reduced the Government shareholding to 55.23%. It was June, 2006 when the Allahabad Bank went international to open up its first Representative Office at Shenzen in China. In October, 2006, Allahabad Bank went high-tech for roll out its first branch under Core Banking Service. It opened up its first overseas branch at Hong Kong in February 2007. In March 2007, the business of Allahabad Bank crossed Rs. 1,00,000 crore mark. Products Following are the list of products offered by Allahabad Bank to its customers: Deposit Products Flexi-Fix Deposit. Rs. 5 Banking. All Bank Mahila Sanchay Account. All Bank Vikash SB Account. All Bank Premium Current Accounts. Current Plus Deposit Scheme. Sishu Mangal Deposit Scheme. Retail Credit Products Housing Loan. Education Loan. Car Loan. Personal Loan for Pensioners. Personal Loan for Doctors. Loan Against NSC/KVP. Allahabad Bank Rent Loan. Allahabad Bank Property Scheme. Allahabad Bank Furnishing Loan. Gold Loan Scheme. Allahabad Bank Mobile Scheme. Overdraft Facility in SB Accounts. Allahabad Bank Abhushan Scheme. Allahabad Bank Trade Schem. Allahabad Bank Gyan Dipika Scheme. Allahabad Bank Reverse Mortgage Scheme. Other Credit Products Allahabad Bank-Expo. Allahabad Bank Kisan Shakti Yojana. Allahabad Bank Kisan Credit Card. Other Services The Following are the list of other services offered by Allahabad Bank. Depository Services. Depository Services. Visa Debit Cum ATM Card. Gold Card Scheme for Exporters. Charter for MSMEs. Government Business. National Electronic Funds Transfer. Regional MSME Care Centres. MSME Care Centre in Jharkhand State for All Banks. All Ayshman Bima Yojana. Cash Management Services. Real Time Gross Settlement. Corporate Details: Bank of Baroda India from an organization based on private capital and state ownership, at present is embodiment of enterprise and corporate governance, situated in Mumbai. The new logo of the bank comprises dual B alphabet, holding the sun rays. It was founded by Maharaja Sayajirao Gaekwad in 1908 in Baroda. It is referred as the Baroda Sun. Activities: The general product and services offered by the Bank of Baroda India are, Corporate wholesale banking, deposits, loans and advances, appraisal and merchant banking, cash management and remittances. Personal deposits, Gen-Next Services, retail loans, credit cards, debit cards, Baroda Health, Multi City Cheque , lockers. Business deposits, loans and advances, Multi City Cheque, BoB money express, Collection services, ECS, lockers. International NRI services, FCNR loans, offshore banking, export and import finance, international treasury. Treasury domestic and forex operations. Rural deposits, priority sector advances, remittances, pension, lockers. Performance: The Baroda bank secured the ISO 9001:2000 certification for its15 branches, and by the end of 2007 it has a target to achieve this quality mark for 54 more branches. Financial Highlights the business results of the Bank of Baroda India as recorded on 31st March, 2006 are, the total deposits Rs.93,661.99crores, total advances Rs. 59911.78 crores, total investments Rs.35114.22 crores, total assets Rs.113392.53 crores and net profit Rs.826.96 crores. Andhra Bank Andhra Bank was registered on 20 November 1923 and commenced business on 28 November 1923 with a paid up capital of Rs 1.00 lakh and an authorised capital of Rs 10.00 lakhs. The Bank crossed many milestones and the Banks Total Business as on 30.06.2008 stood at Rs.83,256 Crores with a Clientele base over 1.74 Crores.The Bank is rendering services through 2139 Business Delivery Channels consisting of 1371 branches, 66 Extension Counters, 38 Satellite Offices and 664 ATMs spread over 21 States and 2 Union Territories as at the end of June, 2008. To provide value-added services to Customers, the Bank has set up its own 664 ATMs as on 30.06.2008. Of which 03 Mobile ATMs and two with Biometric access. Besides, ATM sharing arrangements with several Banks including SBI group, IDBI Bank, UTI Bank, HDFC Bank, Indian Bank and others under National Financial Network Switch covering 24856 ATMs.All Branches are 100% computerized, 1186 units viz., 1101 Branches, 68 Extension Counters, 15 Service C entres networked under Cluster Banking solution and providing Any Branch Banking. Real Time Gross Settlement Facility and National Electronic Fund Transfer facility has been introduced in 723 Branches. Bank is migrating to Centralized Core Banking Solution 118 Branches have already migrated to CBS. It is proposed to cover 550 branches by September 2009. This will benefit the customers, who will have access to banking and financial services anytime, anywhere through multiple delivery channels.[clarification needed] Andhra Bank is a pioneer in introducing Credit Cards in the country in 1981 . Our Bank introduced Internet Banking Facility to all customers of cluster linked branches.[clarification needed] Rail Ticket Booking Facility is made available to all debit card holders through IRCTC Website through a separate gateway. Corporate Website is available in English, Hindi and Telugu Languages communicating Banks image and information. Bank has been given BEST BANK AWARD a banking technology award by IDRBT, Hyderabad for extensive use of IT in Semi Urban and Rural Areas on 02.09.2006.[citation needed] IBA Jointly with TFCI has conferred the Joint Runner-up Award to the Bank in the Bet Payments initiative in recognition of outstanding achievement of the Bank in promoting ATM Channel.Bank successfully conducted Bancon 2006, a two day event at Hyderabad, deliberating on Inclusive Growth A New Challenge. Kiddy Bank Scheme, with insurance benefits, was relaunched to inculcate savings habit among the children. Bank has mobilized nearly 90000 new accounts during 2007-08.[citati on needed] As a part of Financial Inclusion, Bank adopted two districts, namely, Srikakulam in Andhra Pradesh and Ganjam in Orissa and achieved 100% coverage. Bank has introduced Smart Card Scheme Pilot project in Warangal District and the same will be extended to other Lead Districts in due course. Bank has opened 2.11 lakh accounts under No-frill accounts category till 30.06.2008. Andhra Bank, along with A P State Government, NABARD, Canara Bank, Indian Bank, IOB and SBH sponsored the Andhra Pradesh Bankers Institute of Entrepreneurship Development, which will offer training to unemployed youth for improving their skills in Andhra Pradesh. Bank adopted Gundugolanu village, West Godavari District, Andhra Pradesh birth place of Dr.Bhogaraju Pattabhi Sitaramayya for all-round development. A comprehensive budget with an outlay of Rs.5.50 Crore is finalized for improving health, sanitation, education and social service facilities in the village. Bank has been ranked No.1 in terms of number of Life Insurance Policies mobilized amongst all the Agency Banks dealing with Life Insurance Corporation of India. Bank also has tie-up with United India Insurance Company Limited under Bancassurance. Bank was ranked 532nd for the year ended 31.03.2007 amongst Top 1000 Banks in the world by The Banker a London based publication based on Tier I Capital as defined by Basels Bank for International Settlements . Bank is in the process of forming a Joint Venture in Malaysia in association with Bank of Baroda and Indian Overseas Bank. The Bank opened its Representative Office in Dubai in May, 2006 and Representative Office at Jersey City, New Jersey (U S A),in June 2009. Bank feels United States would be an ideal location as Andhra Bank has been a household name among many NRIs there. A foothold in New Jersey is strategic for the 84 year old bank as it has a large number of non resident Indians from Andhra Pradesh. Thus Bank accords utmost concern to customer satisfaction by offering innovative and need based financial products and services using state-of-the art technology. Deposit Schemes Savings Accounts Current Accounts Term Deposits Arogyadaan Scheme Bancassurance Life Bancassurance (Non Life) Bank of India Bank of India was established on 7th September, 1906 by a group of reputed businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalized along with 13 other banks. It is starting with just one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 employees; the Bank has made fast progress over the years and blossomed into a mighty institution with a strong national presence and sizable international operations. The Bank gets a premier position among the Nationalized Banks in India. Main Activities Amongst the standard services provided by Bank of India the special service that it provides is Multi Branch Banking. Multi Branch Banking service is available to customers of networked branches of the Bank. Under this service, the customer of one branch will be able to transact on his account, from any other networked branch of the Bank. This facility is at present available at 200 cities/towns across the country. A list of MBB branches is available at the end of this page. Services available in MBB Cash Deposits Cash Payments Transfer Of Funds Statement of A./c For a Given Period. Balance Inquiry. Marking Stop Payment Of a Cheque. Fate Of a Cheque. Other Value Added Services such as â€Å"Centralized Telebanking†, â€Å"SMS Banking†, â€Å"PC Banking† would also be available at these networked branches. Performance Since mid-2005, these employees have been seeking low cost deposits. It was chiefly due to this that the bank was able to outperform the industry with a 78 per cent growth in net profit for the third quarter of the current year,2006. After Bank of India introduced Core Banking Software, many employees became redundant. The bank redeployed about 1,200 of them into marketing. This kept the cost of funds under control. Further, the bank had been very selective about credit expansion in 2005-06, when advances grew 23 per cent, lower than the industry average. At a press conference, BOIs Chairman and Managing Director, Mr M Balachandran, said that current account deposits grew 32 per cent during the quarter. Punjab National Bank of India Punjab National Bank of India, the first Indian bank started only with Indian capital, was nationalized in July 1969 and now the bank has become a front-line banking institution in India with 4525 Offices including 432 Extension Counters. The corporate office of the bank is at new Delhi. Punjab National Bank of India has set up representative offices at Alm Kazakhistan Shanghai and in London and a full fledged Branch in Afghanistan Activities: Current Account PNB Smart Roamer, PNB Vaibhav, PNB Gaurav Fixed Deposit Schemes Mahabachat Schemes, Spectrum Fixed Deposit Scheme, Anupam Account, Multi Benefit Deposit Scheme. Credit Schemes PNB Flexible Housing Loan, Car Finanace, Personal Loan. Social Banking Krishi Card, PNB Farmers Welfare Trust, Mahila Udyam Nidhi Scheme Corporate Banking EXIM finance, Gold Card scheme for exporters. Business Sector PNB Vikas Udhami, PNB Karigar credit card, PNB Kushal Udhami, PNB Pragati Udhami. Savings Fund Account PNB Prudent Sweep, Total Freedom Salary Account, PNB Vidyarthi SF Account, PNB Mitra SF Account. Performance: The total expense was Rs. 2830.44 crore and the net profit was Rs.237.70 crore.The total income of the Punjab National Bank of India as recorded in the quarter ending 31st march 2007 was Rs. 3712.79 crore as compared to Rs. 2926.93 crore on 31st march 2006. The Punjab National Bank of India has launched the concept of Any Time, Any Where Banking through the introduction of Centralized Banking Solution and has recently introduced On line Payment Facility for railway reservation through IRCTC Payment Gateway Project and On line Utility Bill Payment Services, allowing Internet Banking account holders to make their payments anytime from anywhere. Another step taken by Punjab National Bank of India is the launch of its ATM- cum- Debit card. Private Banks in India Initially all the banks in India were private banks, which were founded in the pre-independence era to cater to the banking needs of the people. In 1955, after the declaration of first-five year plan, Imperial Bank of India was subsequently transformed into State Bank of India. In 1921, three major banks i.e. Banks of Bengal, Bank of Bombay, and Bank of Madras, merged to form Imperial Bank of India. In 1935, the Reserve Bank of India was established and it took over the central banking responsibilities from the Imperial Bank of India, transferring commercial banking functions completely to IBI. Allahabad Bank, Canara Bank, Central Bank of India, etc. Thus, public sector banks revived to take up leading role in the banking structure. In 1980, the GOI nationalized 6 more commercial banks, with control over 91% of banking business of India. Following this, occurred the nationalization of major banks in India on 19 July 1969. The Government of India issued an ordinance and nationalized the 14 largest commercial banks of India, including Punjab National Bank . In 1994, the Reserve Bank Of India issued a policy of liberalization to license limited number of private banks, which came to be known as New Generation tech-savvy banks. Global Trust Bank was, thus, the first private bank after liberalization; it was later amalgamated with Oriental Bank of Commerce . Then Housing Development Finance Corporation Limited became the first to receive an in principle approval from the Reserve Bank of India to set up a bank in the private sector. At present, Private Banks in India include leading banks like ICICI Banks, ING Vysya Bank, Jammu Kashmir Bank, Karnataka Bank, Kotak Mahindra Bank, SBI Commercial and International Bank, etc. Undoubtedly, being tech-savvy and full of expertise, private banks have played a major role in the de velopment of Indian banking industry. They have made banking more efficient and customer friendly. In the process they have jolted public sector banks out of complacency and forced them to become more competitive. Major private banks in India are: Bank of Rajasthan A leading private sector bank, the Bank of Rajasthan was founded on the auspicious day of Akshya Tritiya on May 8, 1943, at Udaipur. Shri Rai Bahadur P.C. Chatterji, the then finance minister of the erstwhile Mewar Government, extensively contributed towards the establishment of the Bank. Catholic Syrian Bank With the Swadeshi Movement of early 20th century as its base, Catholic Syrian Bank was incorporated on 26th November 1920, in the Thrissur district of Kerala. The bank commenced its operations on 1st January 1921, with an authorized capital of Rs. 5 lakhs and a paid up capital of Rs. 45270. Dhanalakshmi Bank Limited The foundation of Dhanalakshmi Bank Limited was laid down on 14th November 1927in Kerala. A group of innovative entrepreneurs had started the bank with a capital of Rs.11,000 and only 7 employees. Federal Bank Federal Bank Limited was founded as Travancore Federal Bank Limited in the year 1931, with an authorized capital of Rs. 5000. It was established at Nedumpuram, a place near Tiruvalla, in Central Travancore (a princely state later merged into Kerala), under Travancore Companys Act 1956. HDFC bank Housing Development Finance Corporation Limited, more popularly known as HDFC Bank Ltd, was established in the year 1994, as a part of the liberalization of the Indian Banking Industry by Reserve Bank of India . It was one of the first banks to receive an in principle approval from RBI, for setting up a bank in the private sector. ICICI Bank ICICI Bank started as a wholly owned subsidiary of ICICI Limited, an Indian financial institution, in 1994. Four years later, when the company offered ICICI Banks shares to the public, ICICIs shareholding was reduced to 46%. In the year 2000, ICICI Bank offered made an equity offering in the form of ADRs on the New York Stock Exchange . ING Vysya Bank ING Vysya Bank Ltd came into being in October 2002, when erstwhile Vysya Bank Ltd was merged with ING, a global financial powerhouse boasting of Dutch origin. Vysya Bank Ltd, one of initial banks to be set up in the private sector of India Jammu and Kashmir Bank The origin of Jammu and Kashmir Bank Limited, more commonly referred to as JK Bank, can be traced back to the year 1938, when it was established as the first state-owned bank in India. The bank was incorporated on 1st October 1938 and it was in more precisely on 4th July 1939. It commenced its business, in Kashmir (India). Karnataka Bank Karnataka Bank Limited is a leading private sector bank in India. It was incorporated on 18th February 1924 at Mangalore, a town located in the Kannada district of Karnataka. The bank emerged as a major player during the freedom movement of 20th Century India. Karur Vysya Bank The Karur Vysya Bank Limited commonly known as KVB was set up by Late Shri M.A. Venkatarama Chettiar and the Late Shri Athi Krishna Chettiar, the two great visionaries in 1916 in Karur, a textile town in the Tamil Nadu state of India. Kotak Mahindra Bank Kotak Mahindra Bank is one of Indias leading financial private banking institutions. It offers banking solutions that covers almost every sphere of life. Some of its financial services include commercial banking, stock broking, mutual funds, life insurance and investment banking. SBI Commercial and International Bank SBI Commercial and International Bank, SBI Commercial is a completely owned private auxiliary of Indias biggest banking and financial services set up, the State Bank of India. Established in 1995 to back SBIs corporate and international banking services, the SBI Commercial and International Bank is the only bank in India to be been awarded ISO-9002 quality systems certification for the Bank as a whole UTI Bank Axis Bank was formed as UTI when it was incorporated in 1994 when Government of India allowed private players in the banking sector. The bank was sponsored together by the administrator of the specified undertaking of the Unit Trust of India, Life Insurance Corporation of India (LIC) and General Insurance Corporation ltd. Yes Bank Yes Bank is one of the top most private Indian banks. Awarded by the only Greenfield license award by RBI in last 14 years, this bank is established and run by Rana Kapoor and Ashok Kapur with the financial support of Rabobank Nederland, the worlds single AAA rated private Bank. Citibank India Citibank India, since 1902, is at present one of the leading consumer finance lender providing its customers best products and services. Activities: The Citibank India offers a varied range of financial assistance to its customers like: Banking Suvidha Account, Debit Cards, Citibanking, Citi Gold Wealth Management Citi Business Current Account, Loans, CitiBusiness Card NRI Services Rupee Checking Account, India Deposits Online Services Internet Banking, Bill Payment, Statement on E-mail, E-Commerce, Citi Alert Credit Cards Citibank Gold Card, Jet Airways Citibank Gold Card, Hutch Citibank Card, Indian Oil Citibank Card, Shoppers Stop Citibank Card, MTV Citibank Card, Citibank Silver International Card, CRY Card, WWF Card, Times Card, Citibank Cricket Visa Card Deposit Accounts Savings Accounts, Current Accounts, and Term deposits. Loans Personal Loans, Home Loans, Loan against property, Auto Loan, Ready Credit Investments Mutual Funds, Demat. Insurance Life Insurance Solutions, Credit Insurance, Health Insurance, Travel Insurance. Performance: There is a relationship manager who guides the clients on the investment issues along with foreign exchange, transaction requests and trade services. Citibank India by launching the CitiBusiness Card have for the first time offered the customers a vast range of benefits, services, business intelligence, deals and discounts that are generally at the disposal of large corporations so far. Moreover without paying any extra charges the customers are assured of world-class transactional convenience like pay orders, demand drafts and payable-at-par cheques .There is a relationship manager who guides the clients on the investment issues along with foreign exchange, transaction requests and trade services WAYS OF PRIVATIZATION DISINVESTMENT CONTRACTING FRANCHISING PREMITING PRIVATE SECTOR ENTER INTO PSU RESERVED AREA LIQUIDATION LEASING NEWS RELATED BANK Banking Sector in Budget 2008 The Union Budget of India for the year 2008-2009 was announced by the Indian Finance Minister, Mr. P Chidambaram, on 29th February 2008. The policies and initiatives taken in the Union Budget of India 2008-2009 on the Indian Banking sector were in tandem with the requirements of the Indian economy. Small and marginal farmers have been relieved of all farm loans, disbursed till March 2007 and also all loans, which are due till December 2007 and was unpaid till February 2008. These farm loan waivers would be facilitated by all the concerned Public Sector Banks and Regional Rural Banks of India. A total of Rs 60,000 crores would be waived-off under such scheme. The settlement of these loan-waivers will be offered through special type of scheme. Further, the Public Sector Banks and Regional Rural Banks of India were also suggested, to bring within their fold, a minimum of 250 rural household accounts at every branch every year. The Indira Awas Yojana was brought under the ambit of Public Sector Banks. Loan limit up to Rs 20,000 per unit at 4% interest was fixed under differential rate of interest (DRI) scheme. The Finance Minister also advised the Indian PSU Banks to open 288 branches in minority districts of India. Further, he also asked the Indian banking industry to embrace total financial inclusion. In another landmark decision, the Finance Minister, Mr. P. Chidambaram said that the Ex-banking servicemen in India would be offered employment opportunities in the banking sector. Another major announcement was that, the much talked-about Banking Cash Transaction Tax (BCTT) would be withdrawn from the financial year 2009-2010. Experts believe the impact of the decisions and policies taken during the Union Budget of India 2008-2009 on the Indian Banking sector would be mixed. It is expected that the Indian PSU banks will face pressure on their net interest margins due to the waiving-off of agricultural loans. Further, the cumulative cost that will be incurred for opening up of new Regional Rural Banks in India may substantially increase the operating cost for the banks. The inclusion of the Indira Awas Yojana houses under the differential rate of interest scheme and at 4% interest will increase the proportion of sub-PLR lending for the concerned banks. The major Public Sector Banks of India like the State Bank of India, Bank of Baroda, Punjab National Bank may see their net interest margins shrinking till the subsidy for waiver of agricultural loans is being completely released. Moreover, experts are skeptical about the long term benefit of such agricultural loan waiver as offered through the Union Budget of India 2008-2009. The Development Credit Bank, a private sector lender has launched its credit card business called DCB Advantage Card on 4th March 2008. The Bank has tied up with ICICI Bank in order to extract the best skills out of it as well as to utilize its experience for a successful execution of the task. The credit card business launched by the Development Credit Bank is available to all its potential customers all across India. The credit card holders of DCB will enjoy a wide

Wednesday, November 13, 2019

My High School Locker Essay -- Descriptive Essay, Descriptive Writing

"Here's your locker combination. Just go right down that hall," said Mrs. Breech pointing toward the sophomore hall. I walked into the sophomore hall so that I could find my locker and make sure that my combination worked. I turn the shiny black dial right to 27, left to 49, right again to 32. Clicking at each number, the lock clicked once more as I lifted the small silver latch. I was ecstatic that my clean, creamy white locker had the correct combination. That would make my life a lot easier when school started in two weeks. Â   On the first day of school, my locker is still clean and radiant in the fluorescent hall lighting. Gradually books accumulate on the bottom shelf, and syllabuses and lists of rules fill the top shelf. My cousin's large grey sweatshirt, complete with a cigarette burn hole, occupies the hook. Eventually these are joined by a myriad of assignments, which are prone to flying out if the door is opened. One day, on the top shelf, an odd green spot appears. There's moss growing in my locker. Â   The second quarter has begun and the huge amount of clutter in the ...